Fintech sits inside a large and growing digital economy. The updated definition counts 107,082 digital and technology companies, representing 5.2% of all companies in the UK GOV.UK's digital and technologies sector statistics. That scale matters, because embedded treasury products, the tools that let a business manage cash, payments and liquidity from inside another platform, sit right at the intersection of finance and software.
The wider hiring picture is cautious but selective. Against a subdued 2025 economic backdrop, businesses took a careful approach to hiring, yet clear demand hotspots formed for specialist tech skills including AI, data, enterprise applications and cyber security Computer Weekly's tech recruitment outlook for 2026. Embedded treasury draws on every one of those areas, so the teams building it compete for exactly the people who are hardest to find.
It helps to know how many people this sector already employs. The government's digital sector employment estimates measure filled jobs in the UK digital sector, with the latest figures covering April 2023 to March 2024 DSIT's digital sector employment estimates. That gives employers a solid baseline when they plan headcount for a new embedded treasury line.
Embedded treasury blends engineering with regulated finance, so hiring spans several role types at once. On the build side, you need payments and platform engineers, data specialists and security experts. The demand hotspots for specialist skills, including AI, data, enterprise applications and cyber security, map directly onto the people who ship these products Computer Weekly's tech recruitment outlook for 2026.
On the regulated side, qualifications carry real weight. In financial services, recruitment is generally for Regulatory Qualification Framework (RQF) level 6 and above roles, rather than levels 3 to 5 GOV.UK's Temporary Shortage List Stage 2 report. For embedded treasury teams, that points to senior, highly qualified compliance, risk and treasury professionals who understand both the product and the rules it operates under.
Start by being precise about the mix of skills. Because embedded treasury pulls from AI, data, enterprise applications and cyber security at the same time Computer Weekly's tech recruitment outlook for 2026, a single generic job advert rarely finds the right person. Define which capabilities are must-have and which you can build in-house over time.
Next, treat the regulated roles differently from the engineering roles. Recruitment in financial services is generally for RQF level 6 and above GOV.UK's Temporary Shortage List Stage 2 report, so your compliance and risk hires need a search that screens for qualifications and regulatory experience, not just years in the sector.
Finally, move quickly when you find the right people. With 107,082 digital and technology companies in the UK all competing for scarce specialists GOV.UK's digital and technologies sector statistics, a slow, manual process loses strong candidates to faster rivals. Clear role definitions, a sharp shortlist and prompt interviews protect your pipeline.
We search 15 million candidates to find the specialists embedded treasury teams need, from payments engineers to RQF level 6 compliance leads, and we manage your recruitment end to end. Our recruitment agent manages recruitment end to end for 8% on a successful hire, with no monthly fee and no upfront cost, through Reed.ai. If you're building an embedded treasury team this year, tell us the role and we'll start the search today.
